We fund all industries and businesses becuase we have 75 in-house private lenders. Each lender has one or more primary funding industry.

  We have developed several innovative equipment finance programs that will enable your company to realize maximum return from your equipment investment.

Our primary market is income producing or cost saving equipment ranging from $10,000 to $20,000,000 in price. For equipment cost under $350,000 we offer a simple one-page application. Finance terms range from one to seven years. Our creativity and flexibility allows us to offer special features which include delayed first payments, seasonal payments, split payments or uneven payments designed to meet the cash flow requirements of your company. We also finance “soft costs” and offer “software only” programs.

We offer not only equipment knowledge and superior service, but also a direct source of funding with in-house expertise that allows us to offer the most cost-effective financing, no matter how large or small, to meet your company’s needs.

We understand the characteristics and subtleties of financing businesses like yours. We monitor the changes in your industry so you can be completely confident that we will structure a transaction to meet your needs. Our desire is to participate in the growth of your company by providing a direct source of financing now and in future years.

EXPRESS LEASE

Our Express Lease sets the standard as the industry’s fastest, most flexible source of lease funding for small-ticket equipment.

Credit from $10,000 to $350,000 without financial statements.
Straightforward credit policies.
Competitive rates.
Flexible payment programs.

Express Lease can accommodate a wide variety of equipment types, as well as various lease terms, payment plans and end-of-lease options.

For example, a four-hour credit decision is available on Express Lease transactions with no bank or trade information required. And with our Express Plus service, you may qualify to receive automatic approval for additional credit that can be used immediately to acquire one or multiple pieces of equipment.

In addition, specific programs are available to customers in specialized industries, as well as state, county and local municipalities. In lease financing there are no “one-size-fits-all” solutions, and so we will tailor our programs to your unique situation.

REQUIREMENTS:

$10,000-$350,000

1.Application:Completed

2.Equipment Justification: Brief explanation for purchase of new equipment, i.e. monthly revenues to be earned or expenses saved.

COMMERCIAL LEASE

 

Our Commercial Lease product allows you to get the major equipment you need to achieve competitive dominance, without a significant out-of-pocket expenditure.

Credit from $350,000 to $20,000,000 for equipment.
Competitive pricing.
Flexibility in submission and funding.

Our Commercial Lease can help you solve the most complicated equipment acquisition problems with a variety of lease terms, payment plans and end-of-lease options. With our open-minded approach, we look at all the alternatives and take into account not just financial statements but write-ups requested with commercial submissions.

From credit decisions and funding to administration of your lease, we’re organized to deliver quick response and superior service, including expert advice on terms and structuring. We want to make sure our lease works to your advantage, building competitive power and profits – fast.

REQUIREMENTS:

$350,000-$20,000,000

1.Application:Completed

2.Tax Returns: Last 2 years for Business

3.Last 2 years for Principal(s)

4.Bank Statements: Last 2 years for Business

5.Personal Financial Statement for Principal(s)

6.Equipment Justification: Brief explanation for purchase of new equipment, i.e.: monthly revenues to be earned or expenses save

FRANCHISE FINANCING

We finance all types of franchise purchases. If you need cash quickly to cover payroll or other expenses, we can provide fast, flexible short-term business loans, with credit decisions as quick as two hours. Whether you are a franchisee or a franchiser, our financing can help your business succeed.

With more than 25 years of franchise financing experience, we know how to help franchisees grow their business. If you are purchasing new furniture, fixtures and equipment (FF&E), starting the re-imaging process, or launching a property improvement program (PIP), we can help. Our financing programs are available to finance these and more:

-POS Systems-

-Furniture and Fixtures-

-Industry Equipment-

-Signage and Canopies-

-IT hardware and Software-

-Expansions and Acquisitions-

-Remodels and Re-imaging-

-Leasehold Improvements-

-New and Used Equipment-

-Technology Acquisitions and More-

-Credit Lines-

BUSINESS 

D&B GROUP will cover all of the “credibility” points that issuers check on business funding applications and ensure you meet or exceed their requirements.

We help you get set up with the major business credit reporting agencies: Dun & Bradstreet, Experian, TransUnion, and Equifax Commercial, and give you the opportunity to make sure the record of your business’s details are accurate.

Get approved for new credit, in your business’s name, that reports to Dun & Bradstreet, Experian, TransUnion, and Equifax. Note: This is credit that reports only to the business credit reporting agencies, not the consumer credit bureaus.

After the initial credit is obtained it is reported to the business credit reporting agencies, you can start obtaining credit at major retailers, Net 30, and even revolving store credit with retailers such as Tiger Direct, Amazon, Staples, Lowes, AutoZone, Macys, Conoco, Exxon, and many, many more.

Revolving accounts mean you’ll only need to make a minimum payment each month on what you charge, instead of paying off entire balances at the end of the month.

For any questions or concerns; please submit form below

REQUIRED DOCUMENTS:

Driver’s License

Voided Business Check

Bank Statements

Credit Score

Business Tax Returns

Credit Card Processing Statements